You have an outstanding fixed-for-fixed nok/nzd swap for nok 100m, based on a historic spot rate of nok/nzd 4 and initial seven-year swap rates of 7 percent (nzd) and 8 percent (nok). The swap now has three years to go, and the current rates at nok/nzd 4.5, 6 percent (nzd three years), and 5 percent (nok three years). What is the market value of the swap contract?