(a) Looking at the Hartley's current monthly budget, identify categories and amounts in their budget where they realistically might cut back $2,400.
(b) Assume that Leyia and Larry could be persuaded not to begin a family for another five years. What specific budgeting recommendations would you give them for handling
(i) Their fixed expenses
(ii) Their variable expenses to prepare financially for an anticipated $2,400 loss of income for 18 months as well as the expenses for the new baby?
(c) If the Hartley's gross income of $8,830 rises 3 percent per year in the future, what will their income be after five years?