4-101. The winner of a state lottery will receive $30,000 a month for the rest of his/her life. Suppose the person who wins is 30 years old and has a life expectancy of 80 years. The monthly payments will be placed in a savings account that earns 0.25% per month (3% nominal interest per year, compounded monthly). If these payments are deposited into U.S. Treasury bonds, how much will the account be worth at age 80? (4.15)