3. Training of team leaders: In the larger bank branches, the financial advisors are organised in teams. The team leaders have no personnel responsibility, they are engaged to motivate for sales. These jobs are coined “performance positions” as they command additional wages. The teams are interdisciplinary as the members hold complementary competencies like financing, savings, insurance and payment transactions. The team leaders have this year been offered 11⁄2 days training in how to coach their sales group. These training sessions will continue twice a year in the future.