2 You inherit £5000 which you were not expecting. The terms of the will under which you inherit this money are that you may not pay off any of your current debts but that you must invest it in something that is likely to make money, and invest in something that a reasonable person would think likely to return more than the cost of borrowing the same amount from the bank. Use the decision making tool in the first section of this chapter to decide what to do. Include ‘do nothing’, that is give up the inheritance, as an option.