1. Assets on the balance sheet of a bank do not include: a. loans to customers. b. bank premises. c. checking accounts of customers. d. investment securities. 2. Which of the following ratios would be most meaningful to a bank? a. Loan turnover b. Cash to capital c. Inventory turnover d. Equity capital to total assets 3. Which of the following statements relating to regulated utilities is true? a. Investments and Other Assets appear first in the balance sheet. b. Construction in Progress is listed first on the balance sheet. c. Plant, property and equipment are listed first on the balance sheet. d. Capitalization section is listed first on the balance sheet. 4. Which of the following ratios would be of least interest in the evaluation of a regulated utility? a. Percentage earned on operating property b. Operating revenue to operating property c. Operating expenses divided by operating revenue d. Inventory turnover 5. Crude Oil Exploration Co. includes all exploration costs on the balance sheet under Property, Plant, and Equipment. Which accounting method is Crude Oil using to account for exploration costs? a. All effort basis b. Successful-efforts c. Full determination d. Full-costing