1. Complete the following table. You can get the information from either the company website or the prospectus ... either source is fine. + 2060 target date funds - asset allocations, expenses, and sale charges of Vanguard, Schwab, Fidelity, and John Hancock (ticker in parentheses) Vanguard Schwab Fidelity Hancock (VTTSX) (SWYNX) (FDKLX) (JJERX) Portfolio composition (%) Stocks/equity 89.4 82.20% 74.60% 85% (domestic and international) Bonds and other 10.6 17.80% 25.40% 15.0% (domestic and international) Total 100 100 100 100 Net expense ratio (or expense ratio) 0.15% 0.12% 0.20% 0.14% Max sales charge (commission) None None None Notes: 1. Checkpoints are as of 12/31/2020 and may differ from more recent data. 2. Portfolio composition figures are rounded to nearest percent. none 2. Which one of the above target date mutual funds would you recommend to Ryan who wants to open up a Roth IRA? Explain your