$1.$ Key Concepts:

$$ Identify and define the main concepts or terms discussed in the paper.

$2.$ Research Question$/$Objective:

$$ Summarize the main research question or objective addressed in the paper.

$3.$ Methodology$/$Approach:

$$ Describe the approach or methodology used by the authors to conduct their research.

$4.$ Findings$/$Results:

$$ Summarize the main findings or results reported by the authors.

$5.$ Personal Reflections:

$$ Discuss any aspects of the paper that surprised, intrigued, or challenged you.

from :Challenges and Opportunities for Fintech Startups: Situation in the Arab World