1.

Sunny is currently living in Oshawa, Ontario while attending Durham College. For the long-weekend, Sunny drove home to visit his parents. While in Toronto, thieves broke into his apartment in Oshawa and stole his computer. When he filed a claim with his homeowners' insurance policy, Sunny decided to use the robbery as an opportunity to make a profit for his loss. He told his insurer that he lost his computer, T.V., Xbox. and some expensive college textbooks. Which basic characteristisc of insurance, if any, did Sunny violate?

		Utmost Good Faith
		Reasonable Expectations
		Indemnification of losses
		Transfer of a pure risk

2. The public administration principle means:

		The plan must be run on a non-profit basis
		Must be operated by a public authority accountable to the government
		Both a and b
		None of the above

3.

Which of the following is not an act of daily living covered by long-term care insurance?

		Eating
		Transferring
		Continence
		Walking

4.

All of the following illnessness are covered under a basic critial illness insurance policy except?

		Heart Attack
		Cancer
		Paralysis
		Stroke