12. You are excited to find an investment that earns 12%, so you start putting just $40 a month into the investment for the next 40 years. How much will have in 40 years? 13. Twenty years ago, you invested $1,000 in the stock market and it grew at an annual rate of 12% during that time. You keep that same money in the stock market, and you plan to leave it there for another 20 years, but the stock market is predicted to grow by 15% during that time. How much will you have in 20 years if that happens? 14. You want to have $500,000 in just 20 years. You have $50,000 saved up now. You can invest all your money at 5%. How much do you need to invest monthly to meet that goal in 20 years