18. Which of the following statements is true of a tenancy at sufferance? A. In this case, if the landlord opts for a new tenancy at the end of the term, it again has to be a tenancy at sufferance. B. It is a tenancy in which either party may choose to conclude the tenancy at any time. C. In this case, if the tenant wants to terminate the tenancy at any time, he or she can do so without notice, unlike the landlord. D. It occurs when a tenant remains in possession of the property after the expiration of a lease. 19. Statutes or ordinances designed to prevent abuse of security deposits by landlords: A. prevent withholding security deposits for nonpayment of rent. B. require that the security deposits be refundable. C. allow landlords to withhold security deposits when the property is damaged by ordinary wear and tear. D. prohibit landlords from taking advance payments of rents from tenants. 20. Which of the following statements is true about the Fair Housing Act? A. It exempts landlords who use a real estate broker or own more than three houses. B. It protects a landlord's rights to prevent a handicapped tenant from making modifications to the leased property. C. It prohibits landlords from excluding families with children, unless the dwelling falls within the act's "housing for older persons" exception. D. It does not cover discriminatory practices in various transactions affecting the rental of dwellings. 21. A person could move in and out of periods of lucidity and still have testamentary capacity if she executed her will during a lucid period. TRUE FALSE 22. If a person who is entitled to a share of the decedent's estate survives the decedent but dies before receiving her share, her share in the decedent's estate becomes part of her own estate. TRUE FALSE 23. A trustee owes a duty of loyalty to the beneficiaries. TRUE FALSE