21) One year ago, the Jenkins Family Fun Center deposited $3,600 in an investment account for the purpose of buying new equipment four years from today. Today, it is adding another $5,000 to this account. It plans on making a final deposit of $7,500 to the account next year. How much will be available when it is ready to buy the equipment, assuming it earns a 7% rate of return?

	$18,159.65
	$19,430.84
	$19,683.25
	$20,194.54
	$20,790.99

22) You just paid $330,000 for an annuity that will pay you and your heirs $11,800 a year forever. What rate of return are you earning on this policy?

	3.73 percent
	3.92 percent
	3.58 percent
	3.33 percent
	3.64 percent

23) What is the future value of $3,136 invested for 11 years at 6.00 percent compounded annually?

	$5,973.95
	$5,932.18
	$1,587.75
	$5,595.88
	$5,953.06

24) You just won the lottery! As your prize you will receive $1,200 a month for 100 months. If you can earn 8% on your money, what is this prize worth to you today?

	$87,003.69
	$87,380.23
	$87,962.77
	$88,104.26
	$90,723.76

25) Today is January 1. Starting today, Sam is going to contribute $140 on the first of each month to his retirement account. His employer contributes an additional 50% of the amount contributed by Sam. If both Sam and his employer continue to do this and Sam can earn a monthly rate of