2Candy received a big order from a new client called Danny. Prior to processing the order, Candy asked its banker HK Bank ("HKB") to assess the financial stability of Danny.In its report, HKB gave favourable references but stipulated a disclaimer that these were "opinion given without responsibility". In reliance on these references, Candy delivered the goods to Danny and received a cheque, which was subsequently dishonoured and Danny disappeared afterwards. Candy claimed HKB for damages for tort of negligence.Discuss HKB's tortious liability.