3. a) Using a real life example, apply SIX characteristics of Contracts to a specific Hire-Purchase Agreement, (Attach Hire Purchase Contract). 20 marks b) Suggest THREE ways in which the hire-purchase contract serves to protect the consumer. 6 marks c) Suggest THREE ways in which the hire-purchase contract serves to protect the company. 6 marks d) How can this Hire-Purchase Contract be legally terminated? 3 marks