3. Which of the following is an advantage of a restricted stock plan over a stock option plan (to either the employer or the employee)?

a. It creates new job opportunities in a company.

b. It never becomes completely worthless (it cannot have negative value).

c. It increases the market price of the stock.

d. It requires cash inflow from the employee to convert the restricted stock to common stock.

e. Both answers (b) and (d) are advantages