A 45-year old has a goal of retiring once she has saved $1,500,000. She currently has saved $800,000 in an account that earns 3% interest annually. If she does not add any additional funds to this account other than the annual interest that is earned, the approximate number of years it will take until she is able to meet her goal and retire is closest to? Multiple Choice 28 years 22 years 18 years