A couple thinking about retirement decide to put aside $26,000 each year in a savings plan that earns 11.90% interest. In 7 years they will receive a gift of $130,500 that also can be invested. a. How much money will they have accumulated 32 years from now? (Do not round intermediate calculations. Round your answer to 2 decimal places.) Accumulated savings b. If their goal is to retire with $10,368,275 of savings, how much extra do they need to save every year? (Do not round intermediate calculations. Round your answer to 2 decimal places.) Additional savings $ per year