A credit card has an annual percentage rate of 12.9 percent and charges interest monthly. The effective annual rate on this account: is greater than 12.9 percent. is less than 12.9 percent. can either be greater than or equal to 12.9 percent. A Arnety A has the same present valio writ thare value as Annuly 11 Arruly A hat both a trgher preient wave and a higher Mare vilue thes Ameity a. of the foloeng vawements is comect given this intormationt? Acnucy A has the une present valie ovd laure vilue as Arruty B Annuty A has boos a higher grotent valee and a higher tution value that Annuty 0 All else held constant, the future value of an annuity due will if you decrease the interest rate. not change decrease increase