1. (a) How can you calculate various Capital Adequacy Ratio under Bank Regulation? Explain them. ( 3 Marks)

(b) State the Banking Regulation for Capital Adequacy of Banks in Saud Arabia. (2 Marks)

1. Discuss any three points of differences between Fair Value Accounting and Amortized Cost Accounting. Give example for each of these methods. (3 + 2 Marks)

1. From the following information prepare Income statement of Thrift.

(5 Marks)

Non-Interest Income $ 35,550

Interest Income $ 150,740

Non-Interest Expenses $ 48,917

Tax Expenses $ 18,435

Provision for Loan Losses $ 12,780

Interest Expenses $ 40,650

(Note: Format of Income Statement of Thrifts must be used)