Donald is married and has two children, ages 3 and 5, one of whom is severely disabled and will never be able to live independently. He is considering buying $500,000 of life insurance to guarantee care for his disabled child for his lifetime. He also wishes to insure his 20-year mortgage of $250,000 to ensure that his family can remain in their home in the event of his death. What life insurance policy would you recommend to Donald? A participating whole life insurance policy of $750,000 OAT-20 life insurance policy of $750,000 O A non-participating whole life insurance policy of $500,000 with a T-20 insurance rider of $250,000 A participating whole life insurance policy of $250,000 with a T-20 insurance rider of $500,000 se 1 option