Accumulated Depreciation40 Net Loans 600 Fed hinds and purchases and repurchase agreements 200 Cash and Due from banks 50 Trading accounts Securities 40 Miscellaneous Assets 100 Deposits 500 Undivided Profits 140 Gross Premises 90 Surplus 40 Subordinated Debt 100 Investment Securities 160 Common stock par 20 Gross loans 700 What is the bank's allowance for loan losses? Answer: 100 Please explain step by step why this is the