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An HMO has a Point of Service ( POS ) option for its members, but will pay only 8 0 percent of approved charges. If

An HMO has a Point of Service (POS) option for its members, but will pay only 80 percent of approved charges. If a member goes out of network for a medical procedure with a charge of $4,000, of which $3,000 is approved, how much must the member pay?

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