An insurance company client deposits $1,000,000 for an annuity payment of $6000 per month. The annual contracted discount rate of 4% is compounded monthly The insurance company fee is 2% of the deposit. How many months does the annuity last? PMT NPER FV R 6000 236.26 0 0.33 NA 980000 n=-{In(1-[pv*i]/PMT)/In(1+i)}