An investment offers a total return of $13\mathrm{.}0$ percent over the coming year. Janice Yellen thinks the total real return on this investment will be only $6\mathrm{.}5$ percent. What does Janice believe the inflation rate will be over the next year?

Multiple Choice

$7\mathrm{.}02\%$

$6\mathrm{.}10\%$

$7\mathrm{.}93\%$

$-5\mathrm{.}75\%$