An investor expects to receive $65,000 at the end of 10 years from today. Requirement 1: What is the present value of the $65,000 payment, assuming a discount rate of 9 percent per year? (Enter rounded answer as directed, but do not use rounded numbers in intermediate calculations. Round your answer to 2 decimal places (e.g., 32.16).) Present Value Requirement 2: Which one of the following would increase the present value of the $65,000 payment to be received in 10 years? Change (Click to select)