An investor is considering the following investment options.

Option-1: Invest 20,000 per year, at end of year, for 15 years, annual interest rate is 0.5%.

Option-2: Invest 10,000 every six months, starting today (beginning of period), for 15 years, annual interest rate is 0.5%, compounded half-yearly.

Future Value of Option-1 is______ (rounded to whole number without any unit. Example: 123,456 or 123456)

Future Value of Option-2 is_______ (rounded to whole number without any unit. Example: 123,456 or 123456)

Which investment will be more attractive to the investor considering the Future Value of these two investments?

________ (Option-1/Option-2) is better by________ (FV difference between Option-1 and Option-2, rounded to whole number)