An NSF check appears on the bank statement as a a. debit memorandum that increases the account balance. b. credit memorandum that increases the account balance. c. debit memorandum that decreases the account balance. O d. credit memorandum that decreases the account balance.

An NSF check appears on the bank statement as a a. debit memorandum that increases the account balance. b. credit memorandum that increases the account balance c. debit memorandum that decreases the account balance. d. credit memorandum that decreases the account balance