"Assume that the interest rate is 4.5% per year and you expect to receive the following stream of annual cash flows (The year 0 cash flow occurs today and the year 4 cash flow occurs exactly 4 years from today): (Year 0: $28,000); (Year 1: $11,800); (Year 2: $15,600); (Year 3: $4,350); (Year 4: $2,850); What is the current Present Value (PV0) of the stream of cash flows?"