Assume we have a $500,000 mortgage at 3.5% original interest rate, with a 30 year term and monthly payments. The interest rate can be adjusted at the end of each year, and we assume the rate increases 0.15% after the first year. What is the monthly payment for the second year of the loan? O2,338.24 2,238.17 none of the given answers 3,283.24 2,383.24