Assuming a 1-year, money market account investment at 1.66 percent (APY), a 0.60 percent inflation rate, a 15 percent marginal tax bracket, and a constant $70,000 balance, calculate the after-tax rate of return, the real rate of return, and the total monetary return. What are the implications of this result for cash management decisions? -Assuming a 1-year, money market account investment at 1.66\% (APY), a 15\% marginal tax bracket, and a constant $70,000 balance, the after-tax rate of return is \%. (Round to two decimal places)