At the beginning of $2017,$ Laura Company issued $10-$year bonds with a face value of $$4,000,000$ due on December $31,2022.$ The company will accumulate a fund to retire these bonds at maturity. It will make ten annual deposits to the fund beginning on December $31,2017.$ How much must the company deposit each year, assuming that it will earn $12\%$ interest compounded annually?

Can you explain how to find the cumulative FV factor at $12\%$ for $10$ periods as well?