At the completion of construction, a project's final construction loan balance was US$1000. This amount must be amortized over the term of a 15-year loan with an annual fixed interest rate of 6.85%. Cash flow available for debt service will be US$128 in the first year of the project's operation (which will be the first year of amortization of the 15-year term loan) and is projected to increase at a rate of 5% per year.  

Please construct an amortization schedule for the term loan that produces 

(1) a minimum (pre-tax) debt service coverage ratio of at least 1.50 for each year of the loan and 

(2) an aggregate (pre-tax) debt service coverage ratio of at least 1.55