Bank of Ghana (BoG) has just issued a provisional license to ABC Bank Ltd, a new entrant to the banking industry in Ghana on the strength of the banks Credit Policy submitted to BoG. The management of ABC Bank Ltd has approached you as a Banking Consultant to assist them to implement their credit policy. Required: Write a Ten (10)-page proposal directing the bank how to go about the implementation of the credit policy. Give detailed explanations for each step you suggest.