Behemoth Motors is offering 0% financing for 60 months, or $4,620 cash back on their oversize SUV known as the Canyonero (the unexplained fires are a matter for the courts). If the model that Marge is looking at costs $33,500, should she take the rebate and use it as a down payment while financing the remainder at 6% for 5 years-or should she take the 0% for 60 months on the full price of the vehicle? Explain your response.