c. What is a consumer-directed health plan (CDHP)? 7. The Health Insurance Portability and A Act (HIPAA) places restrictions on the employer's right to deny or limit coverage for preexisting conditions a. How is a preexisting condition defined under HIPAA? b. Describe the major provisions under HIPAA that deal with preexisting conditions. 8. Briefly explain each of the following group medical expense provisions: a. Coordination of benefits b. Continuation of group health insurance under the COBRA law 9. Briefly explain the basic characteristics of group den- tal insurance plans. Briefly describe the major characteristics of the follow- ing group disability-income plans: a. Short-term disability-income plans b. Long-term disability-income plans 10. 11. Describe the basic characteristics of cafeteria plans in an employee benefits program. c. What is a consumer-directed health plan (CDHP)? 7. The Health Insurance Portability and A Act (HIPAA) places restrictions on the employer's right to deny or limit coverage for preexisting conditions a. How is a preexisting condition defined under HIPAA? b. Describe the major provisions under HIPAA that deal with preexisting conditions. 8. Briefly explain each of the following group medical expense provisions: a. Coordination of benefits b. Continuation of group health insurance under the COBRA law 9. Briefly explain the basic characteristics of group den- tal insurance plans. Briefly describe the major characteristics of the follow- ing group disability-income plans: a. Short-term disability-income plans b. Long-term disability-income plans 10. 11. Describe the basic characteristics of cafeteria plans in an employee benefits program