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Calculate Benefits Based on Highest 38 Years Means-Test Benefits for Higher Earners Look at workers' average earnings over their top 38 earning years (rather than
Calculate Benefits Based on Highest 38 Years Means-Test Benefits for Higher Earners Look at workers' average earnings over their top 38 earning years (rather than 35) to incorporate lower-earning or no-earning years. Phase out Social Security benefits for the top 1% of earners
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