Calculate the life insurance gross premium for an insurance company, XYZ Life, under the following assumptions. Please round your answer to the nearest cent.

$1-$year term insurance for a $30-$year$-$old male

The death benefit is $$2,000$

The probability of death within one year given a male is $30$ years old $(q_{30})$ is $0\mathrm{.}0185$

The interest rate is $0\mathrm{.}03$

All deaths occur uniformly, hence for simplicity, price the product assuming all deaths happen at the middle of the year

XYZ Life is looking for a $20\%$ loading based on the pure premium $($i$.$e$.$ PV of expected loss$)$

$($Hint: When loading ${}_p,$ expressed as a percentage, is based on pure premium, Gross premium $=$ Pure premium $[1+{}_P])$