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Calculate the present worth for five deposits started by $1000 at year 1 then increased uniformly gradually to reach $11000 at year 5 followed by

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Calculate the present worth for five deposits started by $1000 at year 1 then increased uniformly gradually to reach $11000 at year 5 followed by withdrawals started by $10000 at year 6 then decreased uniformly gradually to reach a constant value of $2000 at year 10,11 and 12, if the interest rate is 12%

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