(Calculating an APR and EAR) You're in need of some money fast, and rather than ask your folks for help, you've decided to look into a payday loan. At a payday loan shop right near your school, you see that you can borrow $300 and repay $333 in 15 days. What are the APR and the EAR on this payday loan? a. What is the APR on this payday loan? % (Round to two decimal places.) b. What is the EAR on this payday loan? % (Round to two decimal places.)