Can someone help me out with ALL 5 of these questions? QUESTION 1-4 is true and false. 5 is fill in.

1.A cost of living rider that you purchase as part of your insurance life insurance policy gives you the option to buy additional insurance coverage to compensate for inflation. TRUE OR FALSE... I PUT TRUE

2.Premiums for permanent insurance are often higher when compared to term; however, permanent policies have the potential to build cash value that you can withdraw or borrow from if the need arises. Unpaid loans and withdrawals will reduce the death benefit and there may be tax consequences. TRUE OR FALSE... I PUT TRUE

3. Riders that are part of your life insurance policy are free. They are marketing devices used by insurance companies. TRUE OR FALSE... I PUT FALSE

4. You are considering two investment contracts that each cost $1,000. You will chose the one that has the highest future value. The rates of return offered by each contract are the following. Both contracts are issued by a company with a AAA credit rating. Contract B is the better choice. TRUE OR FALSE???

rate of return contract A		Starting Balance Contracts A & B		rate of return contract B
2.00%		$1,000		0.05%
2.00%				0.05%
2.00%				0.05%
2.00%				0.05%
2.00%				0.05%
2.00%				1.00%
0.05%				1.00%
0.05%				3.00%
0.05%				3.00%
0.05%				3.00%

5. You earn $5,000 a month. After taxes, social security contributions, and living expenses you have $100 per month that you can and will save. What is the future value of $100 saved every month for 30 years if the annual rate is of return is 12%. We are looking for the value of your savings 30 years from the time you stated saving. ______________