Captain Whitman Ship Supplies offers terms of $2/15,$ net $60.$ Assume there are $365$ days in a year.

If a purchaser takes the discount and pays on the $10$th day, what is the nominal cost of trade credit? Do not round intermediate calculations. Round your answer to two decimal places.

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Now suppose a purchaser actually pays on the $20$th day but still takes the discount. What is the actual nominal cost of the trade credit? Do not round intermediate calculations. Round your answer to two decimal places.

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