Cassius was charged three NSF fees over the last three months when he had insufficient funds in his account to cover automatic bill payments that were set up to come out of his account. He tends to forget when the bills are due each month since they set up to automatically come out of his account. He would like to find a solution that will help him avoid these costs. Assuming that he can qualify for each credit facility, which of the following credit facilities is most suitable for Cassisus' need? Unsecured line of credit Overdraft protection Unsecured loan Payday loan