Conduct a current health insurance situation analysis for the Bedos. Be sure to assess the following: a. The after-tax costs of their current plans compared to purchasing an individual policy. b. The use of a tax-advantaged account as a health insurance planning tool. c. How COBRA impacts health insurance planning for the Bedos. d. Should one of the Bedos employers offer the option, would another managed care plan or high-deductible health plan and HSA be a viable option for this household? What criteria would be considered in this decision?