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Consider the following balance sheet and (partial) income statement for a ProBanker bank. Income Statement (partial) Current Revenue Fee Income Retail Demand Deposits745.86Corporate Demand Deposits321.34
Consider the following balance sheet and (partial) income statement for a ProBanker bank.
Income Statement (partial)Current RevenueFee IncomeRetail Demand Deposits745.86Corporate Demand Deposits321.34Interest IncomeFixed-Rate Corp. Loans2,309.09Floating-Rate Corp. Loans5,400.01Consumer Loans1,869.00Mortgage Loans5,977.96Government Bonds1,869.00Federal Funds Sold0.00Realized Gain/Loss on Bonds0.00Total Revenue23,036.73Summary Balance SheetAssetsRequired Reserves18,513.76Excess Reserve Balances0.00Federal Funds Sols0.00Fixed-Rate Corp. Loans99,452.00Floating-Rate Corp. Loans263,247.39Consumer Loans235,528.13Mortgage Loans265,947.84Government Bond120,000.00Fixed Assets14,739.00Loan Loss Allowance(3,500.29)Total Assets1,013,927.84 Current ExpensesInterest ExpenseFederal Funds Purchased264.38Retail Demand Deposits0.00Corporate Demand Deposits0.00Negotiable CDs1,725.90Savings Deposits728.68Long-Term Time Deposits3,955.23Retail CDs3,537.25Discount Window Advances1,741.31Provision for Loan Losses634.85Total Expenses23,036.73LiabilitiesFederal Funds Purchased25,000.00Retail Demand Deposits99,447.39Corp. Demand Deposits85,690.19Negotiable CDs132,000.00Savings Deposits58,294.50Retail CDs235,813.95Long-Term Time Deposits210,945.86Discount Window Advances75,463.21Net Worth & Ret. Earn.91,269.72Total Liab. & Net Worth1,013,927.84- What is the banks ROA?
- What is the banks ROE?
- What is the banks net interest margin?
- What is the banks net interest income to average earnings assets?
- What is the banks Tier 1 leverage ratio?
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