Consider the following data (in millions) from Trident Financial Inc., which has two main divisions, mortgage loans and consumer loans: Average total assets Operating income Return on investment (ROI) Mortgage Loans $1,800 $ 396 22.00% Consumer Loans $ 16,000 $ 2,000 12.50% Required: 1. Based on ROI, which division is more successful? Mortgage loans O Consumer loans 2. Trident uses residual income (RI) as a measure of the financial performance of its divisions. What is the RI for each division if the minimum desired rate of return is (a) 10%, (b) 15%, and (c) 20%? (Leave no cells blank. Enter "O" wherever required. Negative amounts should be indicated by a minus sign. Enter your answers in millions of dollars, rounded to nearest whole number.) Residual Income (RI) Mortgage Consumer Loans Loans $ 216 (a) 10% (b) 15% (c) 20%