could you plz help me to solve these problem IT 84

1-Mr. Hobbit deposits $2,000 at the end of each year for the next 10 years at an interest rate of 12% per year, how much will be have accumulated? How much will he have accumulated if he deposited the amounts at the beginning of each year? 2. Find the present value of a perpetuity that pays $2,000 per year and the interest rate is 10% 3. Given the following data, calculate the effective annual rate (EAR) in each case Sated rate (Nominal APR) Frequency of Compounding Effective rate (EAR) 10% Monthly ? 12% Quarterly ? 8% Daily(use 365 days) ? 4-Given the following data, calculate the stated (Nominal) annual rate (APR) in each case Sated rate (Nominal APR) Frequency of Compounding Effective rate (EAR) ?; Monthly ; 12% ?; Quarterly ; 6% ?; Daily (use 365 days) 15% 5. Big Bank Corp. wants to earn an effective interest rate of 9% (EAR) on its consumer loans. It uses monthly compounding on consumer loans. What should be the stated (Nominal) rate (APR) on these loans? 6. Calculate the future value of $1,000 in 10 years assuming an interest rate of 12% (APR) compounded quarterly. Also calculate the effective rate (EAR) on the investment. 7-Mr. Wise is retiring in 25 years. He would like to accumulate $1,000,000 for his retirement fund by then. He plans make equal monthly payments to achieve his goal. If the rate of return on the retirement fund is 12%, what will his monthly payments be? 8. Mr. Wise makes payments (as per problem 33) for the first ten years and stops making payments afterwards due personal problems. How much would he have accumulated at the time of retirement assuming that the accumulated amount still earns interest at the stated rate on a monthly basis? 9.Mr. Spend has accumulated credit card loans of $15,000 and is finding it difficult to make payments. His local bank has offered him a consolidation loan to payoff all the credit card loans. The loan calls for monthly payments for 10 years and has a nominal interest rate of 5.99% (APR). What will Mr. Spends monthly payments be if he takes the loan? Credit Card Loan Amount Monthly Payment Visa 1 $3,000 $90 Visa 2 $5,000 $120 Visa 3 $6,000 $150 Master Card 1 $1,000 $20 10. Mr. Carter is planning to buy a home and he expects to borrow $200,000 for that purpose. Currently 15-year mortgage loans are quoted at 5% (APR). He expects to make monthly payments towards the loan. Calculate his monthly payments