Debbie is trying to decide to go to college or not. If she goes to college, she will spend $15,000 on education per year for 4 years. Then as a college graduate, she will earn $55,000 per year for the next 40 years. If she does not go to college, she will earn $40,000 per year for the next 44 years. If the interest rate is % 5 per year, which path Debbie will choose