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Bonds something most people don't purchase much anymore. During WWII and before, American citizens were large consumers of government bonds, but today, very few invest in them. They are a little more complicated that stocks and mutual funds considering the time value of money concepts involved in the annuity recurring payment and then lump sum value of the initial par value

---- Find a bond issued by either a public company or a government entity in Moody's or Standard and Poor's. for example, you can look up Indiana Bonds and see the bonds issued for projects at Indiana University or for highway projects such as I-69. Its interesting to see how these bonds are rated, and how they are sold to the public...the terms and conditions etc. Disney became famous several years ago for issuing a 99-year bond! People buying the bond will never see it reach maturity!