don't solve in excel

12. (2.5 points) You are planning to borrow OMR 3,500. You can repay the loan in 40 monthly payments of OMR 103.25 each or 36 monthly payments of OMR 112.94 each Vou decide to take the 40-month loan. During each of the first 36 months you make the payment and place the difference between the two payments (OMR 9.69) into an estment account earning 10% APR. Beginning with the 37th payment you will w money from the investment account to make your payments. How much money will remain in the investment account after your loan is repaid? 12. (2.5 points) You are planning to borrow OMR 3,500. You can repay the loan in 40 monthly payments of OMR 103.25 each or 36 monthly payments of OMR 112.94 cach. You decide to take the 40-month loan. During each of the first 36 months you make the loan payment and place the difference between the two payments (OMR 9.69) into an investment account earning 10% APR. Beginning with the 37th payment you will withdraw money from the investment account to make your payments. How much money will remain in the investment account after your loan is repaid