Doug owns a summer home in addition to his principal residence. He is concerned about the potential tax liability at his death for the summer home. To address this concern he has purchased a whole life, participating policy. Doug chose whole life insurance because it offers non-forfeiture options, should he ever not be able to pay the policy premiums in the future. Glven Doug's situation, what important advantageous feature would his whole life participating policy offer him that he would not have received from a whole llfe nonparticipating policy? A) Permanent life insurance coverage - for life B) The ability to offset premiums C) Conversion options D) Levels premiums for the life of the policy